Side-by-side · Q2 2026 data
Dedham Institution for Savings vs BayCoast Bank
Metric by metric
| Measure | Dedham Institution for Savings | BayCoast Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 46 |
| Capital cushion | 64 (stronger) | 33 |
| Loan quality | 62 (stronger) | 52 |
| Earnings | 55 (stronger) | 40 |
| Funding & liquidity | 39 | 50 (stronger) |
| Problem-loan coverage | 79 (stronger) | 77 |
| Peer percentile | 19th | 5th |
| Total assets | $2.6B | $2.9B |
| Deposits / shares | $2.1B | $2.5B |
| Capital ratio | 11.39% (stronger) | 8.29% |
| Problem loans | 1.15% (stronger) | 1.45% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 0.88% (stronger) | 0.51% |
| Loans ÷ deposits | 98.1% | 90.6% (stronger) |
| Uninsured deposits | 35.7% | 32.8% (stronger) |
| Offices | 13 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.1% |
Dedham Institution for Savings has the higher TellerScore (59 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Dedham Institution for Savings leads on 5 and BayCoast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.