Side-by-side · Q2 2026 data
Dedham Institution for Savings vs UniBank for Savings
Metric by metric
| Measure | Dedham Institution for Savings | UniBank for Savings |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 64 (stronger) | 38 |
| Loan quality | 62 | 79 (stronger) |
| Earnings | 55 | 62 (stronger) |
| Funding & liquidity | 39 | 62 (stronger) |
| Problem-loan coverage | 79 | 90 (stronger) |
| Peer percentile | 19th | 27th |
| Total assets | $2.6B | $3.1B |
| Deposits / shares | $2.1B | $2.6B |
| Capital ratio | 11.39% (stronger) | 8.83% |
| Problem loans | 1.15% | 0.62% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.88% | 1.06% (stronger) |
| Loans ÷ deposits | 98.1% | 82.4% (stronger) |
| Uninsured deposits | 35.7% | 29.4% (stronger) |
| Offices | 13 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
UniBank for Savings has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Dedham Institution for Savings leads on 2 and UniBank for Savings on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.