Side-by-side · Q2 2026 data
Dedicated Community Bank vs Dixies Federal Credit Union
Credit union
Dixies Federal Credit Union
Darlington, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Dedicated Community Bank | Dixies Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 84 (stronger) | 73 |
| Earnings | 56 (stronger) | 42 |
| Funding & liquidity | 74 (stronger) | 71 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 29th | 57th |
| Total assets | $100.6M | $47.6M |
| Deposits / shares | $91.1M | $36.5M |
| Capital ratio | 9.27% | 22.73% (stronger) |
| Problem loans | 0.47% (stronger) | 0.80% |
| Net charge-offs | 0.00% (stronger) | 0.60% |
| Return on assets | 0.89% (stronger) | 0.56% |
| Loans ÷ deposits | 82.5% (stronger) | 89.7% |
| Uninsured deposits | 18.0% | 3.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
Dixies Federal Credit Union has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Dedicated Community Bank leads on 4 and Dixies Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.