Side-by-side · Q2 2026 data
Dedicated Community Bank vs Pickens Savings and Loan Association, FA
Bank
Pickens Savings and Loan Association, FA
Pickens, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Dedicated Community Bank | Pickens Savings and Loan Association, FA |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 56 (stronger) | 48 |
| Funding & liquidity | 74 | 87 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 29th | 61st |
| Total assets | $100.6M | $138.3M |
| Deposits / shares | $91.1M | $117.2M |
| Capital ratio | 9.27% | 10.86% (stronger) |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.89% (stronger) | 0.70% |
| Loans ÷ deposits | 82.5% | 72.8% (stronger) |
| Uninsured deposits | 18.0% | 11.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
Pickens Savings and Loan Association, FA has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Dedicated Community Bank leads on 2 and Pickens Savings and Loan Association, FA on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.