Side-by-side · Q2 2026 data
Deepwater Industries Federal Credit Union vs Holy Trinity Baptist Federal Credit Union
Credit union
Deepwater Industries Federal Credit Union
Deepwater, New Jersey · $100 million – $1 billion
Credit union
Holy Trinity Baptist Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Deepwater Industries Federal Credit Union | Holy Trinity Baptist Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 87 (stronger) | 67 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 71st | 94th |
| Total assets | $113.6M | $30K |
| Deposits / shares | $98.8M | $21K |
| Capital ratio | 11.16% | 30.33% (stronger) |
| Problem loans | 1.00% | 0.00% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 1.68% (stronger) | 1.17% |
| Loans ÷ deposits | 60.2% | 35.7% (stronger) |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Holy Trinity Baptist Federal Credit Union has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Deepwater Industries Federal Credit Union leads on 1 and Holy Trinity Baptist Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.