TellerScore

Holy Trinity Baptist Federal Credit Union is a federal credit union headquartered in Philadelphia, Pennsylvania, in business for about 60 years. At the end of Q2 2026 it reported $30K in total assets and $21K in member shares and deposits, with 1 office.

Holy Trinity Baptist Federal Credit Union has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 25th. Capital cushion contributes the most (100/100, 30.33%); earnings contributes the least (67/100, 1.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 30.33%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity100/100
Loans ÷ shares: 35.7% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (100 → 93), mostly because the earnings component weakened by 33 points.

TellerScore
8995100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202498
Q3 202489
Q4 202493
Q1 2025100
Q2 2025100
Q3 2025100
Q4 2025100
Q1 202692
Q2 202693
Net worth ratio
7.00%18.66%30.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.26%
Q3 202425.78%
Q4 202428.67%
Q1 202528.03%
Q2 202526.98%
Q3 202527.00%
Q4 202530.13%
Q1 202629.27%
Q2 202630.33%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.65%1.94%3.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.69%
Q3 20240.65%
Q4 20241.14%
Q1 20253.22%
Q2 20253.02%
Q3 20252.99%
Q4 20252.96%
Q1 20260.96%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$30K30.33%0.00%1.17%35.7%
Q1 202692$31K29.27%0.00%0.96%26.6%
Q4 2025100$29K30.13%0.00%2.96%22.9%
Q3 2025100$32K27.00%0.00%2.99%30.3%
Q2 2025100$31K26.98%0.00%3.02%40.4%
Q1 2025100$29K28.03%0.00%3.22%48.0%
Q4 202493$28K28.67%0.00%1.14%29.4%
Q3 202489$30K25.78%0.00%0.65%23.9%
Q2 202498$28K28.26%0.00%1.69%14.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio30.33%
94th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.17%
75th
Loans to deposits35.7%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves6.48%
97th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Holy Trinity Baptist Federal Credit Union?

Yes. Holy Trinity Baptist Federal Credit Union is a federally insured credit union (NCUA charter #17269). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 30.33%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Holy Trinity Baptist Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Holy Trinity Baptist Federal Credit Union
Type
Federal credit union
NCUA charter #
17269
RSSD ID
147884
Primary regulator
NCUA
Established
1966
Headquarters
1818 Bainbridge St, Philadelphia, PA 19146

Quick answers

Holy Trinity Baptist Federal Credit Union: common questions

Is Holy Trinity Baptist Federal Credit Union NCUA insured?

Yes. Holy Trinity Baptist Federal Credit Union is a federally insured credit union (NCUA charter #17269). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Holy Trinity Baptist Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Holy Trinity Baptist Federal Credit Union have?

1 office as of the latest NCUA data.

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