Side-by-side · Q2 2026 data
Deerwood Bank vs First Resource Bank
Metric by metric
| Measure | Deerwood Bank | First Resource Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 31 | 33 (stronger) |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 92 (stronger) | 56 |
| Funding & liquidity | 58 | 73 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 49th | 40th |
| Total assets | $1.5B | $1.1B |
| Deposits / shares | $1.4B | $893.3M |
| Capital ratio | 8.06% | 8.34% (stronger) |
| Problem loans | 0.29% | 0.09% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.64% |
| Return on assets | 1.79% (stronger) | 0.90% |
| Loans ÷ deposits | 68.7% (stronger) | 87.5% |
| Uninsured deposits | 45.2% | 15.1% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 1.4% |
Deerwood Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 4 and First Resource Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.