Side-by-side · Q2 2026 data
Deerwood Bank vs Mid Minnesota Federal Credit Union
Metric by metric
| Measure | Deerwood Bank | Mid Minnesota Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 31 | 43 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 92 (stronger) | 66 |
| Funding & liquidity | 58 | 68 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 49th | 41st |
| Total assets | $1.5B | $858.0M |
| Deposits / shares | $1.4B | $766.9M |
| Capital ratio | 8.06% | 9.30% (stronger) |
| Problem loans | 0.29% (stronger) | 0.43% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 1.79% (stronger) | 1.15% |
| Loans ÷ deposits | 68.7% (stronger) | 92.3% |
| Uninsured deposits | 45.2% | 6.1% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Deerwood Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 5 and Mid Minnesota Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.