Side-by-side · Q2 2026 data
Deerwood Bank vs Premier Bank
Metric by metric
| Measure | Deerwood Bank | Premier Bank |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 31 | 52 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 92 | 98 (stronger) |
| Funding & liquidity | 58 (stronger) | 39 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 49th | 80th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.4B | $1.0B |
| Capital ratio | 8.06% | 10.24% (stronger) |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.02% (stronger) |
| Return on assets | 1.79% | 1.95% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 84.1% |
| Uninsured deposits | 45.2% (stronger) | 48.8% |
| Offices | 14 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 6.3% |
Premier Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 2 and Premier Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.