Side-by-side · Q2 2026 data
Deerwood Bank vs Security State Bank of Aitkin
Metric by metric
| Measure | Deerwood Bank | Security State Bank of Aitkin |
|---|---|---|
| TellerScore | 68 (stronger) | 56 |
| Capital cushion | 31 | 58 (stronger) |
| Loan quality | 90 (stronger) | 25 |
| Earnings | 92 (stronger) | 58 |
| Funding & liquidity | 58 | 96 (stronger) |
| Problem-loan coverage | 92 (stronger) | 65 |
| Peer percentile | 49th | 13th |
| Total assets | $1.5B | $114.5M |
| Deposits / shares | $1.4B | $106.7M |
| Capital ratio | 8.06% | 10.79% (stronger) |
| Problem loans | 0.29% (stronger) | 2.24% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.79% (stronger) | 0.94% |
| Loans ÷ deposits | 68.7% | 52.5% (stronger) |
| Uninsured deposits | 45.2% | 19.1% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Deerwood Bank has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 3 and Security State Bank of Aitkin on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garrison, MN