Side-by-side · Q2 2026 data
Defiance State Bank vs ITS Bank
Metric by metric
| Measure | Defiance State Bank | ITS Bank |
|---|---|---|
| TellerScore | 68 | 98 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 65 | 84 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 33rd | 99th |
| Total assets | $42.6M | $45.2M |
| Deposits / shares | $33.5M | $500K |
| Capital ratio | 9.86% | 97.51% (stronger) |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.71% | 61.63% (stronger) |
| Loans ÷ deposits | 95.3% | 0.0% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 30.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
ITS Bank has the higher TellerScore (98 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Defiance State Bank leads on 1 and ITS Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.