Side-by-side · Q2 2026 data
Delta Bank vs Home Federal Bank
Metric by metric
| Measure | Delta Bank | Home Federal Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 50 (stronger) | 43 |
| Loan quality | 65 | 79 (stronger) |
| Earnings | 97 (stronger) | 63 |
| Funding & liquidity | 54 | 72 (stronger) |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 34th | 29th |
| Total assets | $632.0M | $644.0M |
| Deposits / shares | $558.5M | $579.1M |
| Capital ratio | 10.04% (stronger) | 9.29% |
| Problem loans | 1.04% | 0.63% (stronger) |
| Net charge-offs | 0.02% | -0.02% (stronger) |
| Return on assets | 1.93% (stronger) | 1.07% |
| Loans ÷ deposits | 84.3% | 82.4% (stronger) |
| Uninsured deposits | 34.5% | 20.5% (stronger) |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Delta Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Delta Bank leads on 3 and Home Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.