Side-by-side · Q2 2026 data
Delta Bank vs Homeland Federal Savings Bank
Metric by metric
| Measure | Delta Bank | Homeland Federal Savings Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 59 |
| Capital cushion | 50 (stronger) | 42 |
| Loan quality | 65 | 67 (stronger) |
| Earnings | 97 (stronger) | 78 |
| Funding & liquidity | 54 (stronger) | 46 |
| Problem-loan coverage | 83 (stronger) | 69 |
| Peer percentile | 34th | 17th |
| Total assets | $632.0M | $657.8M |
| Deposits / shares | $558.5M | $572.5M |
| Capital ratio | 10.04% (stronger) | 9.21% |
| Problem loans | 1.04% | 0.99% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.93% (stronger) | 1.44% |
| Loans ÷ deposits | 84.3% (stronger) | 97.0% |
| Uninsured deposits | 34.5% | 30.8% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Bank has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Delta Bank leads on 4 and Homeland Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.