Side-by-side · Q2 2026 data
Delta Community Credit Union vs Mygeorgia Credit Union
Metric by metric
| Measure | Delta Community Credit Union | Mygeorgia Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 93 (stronger) | 82 |
| Earnings | 67 (stronger) | 54 |
| Funding & liquidity | 77 | 89 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 89th | 57th |
| Total assets | $9.1B | $258.5M |
| Deposits / shares | $8.0B | $225.2M |
| Capital ratio | 12.58% (stronger) | 11.02% |
| Problem loans | 0.22% (stronger) | 0.54% |
| Net charge-offs | 0.30% (stronger) | 0.66% |
| Return on assets | 1.17% (stronger) | 0.85% |
| Loans ÷ deposits | 83.7% | 71.4% (stronger) |
| Uninsured deposits | 7.1% | 2.0% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.7% | 38.3% |
Delta Community Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Delta Community Credit Union leads on 5 and Mygeorgia Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.