Side-by-side · Q2 2026 data
Delta Schools Federal Credit Union vs Avista Corp. Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Delta Schools Federal Credit Union | Avista Corp. Credit Union |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 67 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 80th |
| Total assets | $66.5M | $72.5M |
| Deposits / shares | $59.0M | $59.2M |
| Capital ratio | 10.74% | 18.04% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.18% (stronger) | 0.53% |
| Loans ÷ deposits | 49.9% (stronger) | 72.1% |
| Uninsured deposits | 0.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Avista Corp. Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Delta Schools Federal Credit Union leads on 3 and Avista Corp. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.