Side-by-side · Q2 2026 data
Delta Schools Federal Credit Union vs Spokane Firefighters Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Delta Schools Federal Credit Union | Spokane Firefighters Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 57 | 95 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 67 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 68th | 83rd |
| Total assets | $66.5M | $86.4M |
| Deposits / shares | $59.0M | $73.2M |
| Capital ratio | 10.74% | 14.51% (stronger) |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 1.18% (stronger) | 0.86% |
| Loans ÷ deposits | 49.9% (stronger) | 66.7% |
| Uninsured deposits | 0.9% (stronger) | 5.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Delta Schools Federal Credit Union leads on 4 and Spokane Firefighters Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.