Side-by-side · Q2 2026 data
Demopolis Federal Credit Union vs Naheola Credit Union
Credit union
Demopolis Federal Credit Union
Demopolis, Alabama · Under $100 million in assets
Metric by metric
| Measure | Demopolis Federal Credit Union | Naheola Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 (stronger) | 34 |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 74 (stronger) | 66 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 92nd | 63rd |
| Total assets | $3.3M | $219.6M |
| Deposits / shares | $1.5M | $178.7M |
| Capital ratio | 54.89% (stronger) | 18.00% |
| Problem loans | 0.54% (stronger) | 1.97% |
| Net charge-offs | 0.13% (stronger) | 0.16% |
| Return on assets | 3.20% (stronger) | 1.66% |
| Loans ÷ deposits | 86.6% (stronger) | 87.6% |
| Uninsured deposits | 0.0% (stronger) | 20.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Demopolis Federal Credit Union has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Demopolis Federal Credit Union leads on 7 and Naheola Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.