Demopolis Federal Credit Union is a federal credit union headquartered in Demopolis, Alabama, in business for about 60 years. At the end of Q2 2026 it reported $3.3M in total assets and $1.5M in member shares and deposits, with 1 office.
Demopolis Federal Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 8th. Capital cushion contributes the most (100/100, 54.89%); funding & liquidity contributes the least (74/100, 87% loans-to-deposits, 0% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 92).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 86 |
| Q4 2024 | 91 |
| Q1 2025 | 93 |
| Q2 2025 | 93 |
| Q3 2025 | 90 |
| Q4 2025 | 85 |
| Q1 2026 | 89 |
| Q2 2026 | 92 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 36.86% |
| Q3 2024 | 35.06% |
| Q4 2024 | 36.14% |
| Q1 2025 | 36.48% |
| Q2 2025 | 31.65% |
| Q3 2025 | 32.81% |
| Q4 2025 | 34.10% |
| Q1 2026 | 54.46% |
| Q2 2026 | 54.89% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 1.20% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.52% |
| Q4 2025 | 1.06% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.54% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 8.64% |
| Q3 2024 | 6.77% |
| Q4 2024 | 6.08% |
| Q1 2025 | 12.00% |
| Q2 2025 | 7.43% |
| Q3 2025 | 6.52% |
| Q4 2025 | 6.15% |
| Q1 2026 | 4.38% |
| Q2 2026 | 3.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 92 | $3.3M | 54.89% | 0.54% | 3.20% | 86.6% |
| Q1 2026 | 89 | $3.3M | 54.46% | 0.73% | 4.38% | 91.1% |
| Q4 2025 | 85 | $3.1M | 34.10% | 1.06% | 6.15% | 101.1% |
| Q3 2025 | 90 | $3.1M | 32.81% | 0.52% | 6.52% | 95.8% |
| Q2 2025 | 93 | $3.1M | 31.65% | 0.22% | 7.43% | 94.4% |
| Q1 2025 | 93 | $2.6M | 36.48% | 0.22% | 12.00% | 93.4% |
| Q4 2024 | 91 | $2.4M | 36.14% | 0.30% | 6.08% | 100.1% |
| Q3 2024 | 86 | $2.4M | 35.06% | 1.20% | 6.77% | 83.5% |
| Q2 2024 | 94 | $2.2M | 36.86% | 0.08% | 8.64% | 92.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Andalusia Mills Employees Credit As Federal Credit UnionCredit union Andalusia, AL | 87 out of 100, Very strong | $3.2M | 20.5% | 0.35% | vs |
| U S Pipe Bessemer Employees Federal Credit UnionCredit union Bessemer, AL | 64 out of 100, Moderate | $3.1M | 23.0% | 8.36% | vs |
| S R I Employees Federal Credit UnionCredit union Birmingham, AL | 85 out of 100, Very strong | $3.7M | 38.1% | 0.00% | vs |
| Councill Federal Credit UnionCredit union Normal, AL | 79 out of 100, Strong | $2.8M | 15.7% | 2.43% | vs |
| Chem Family Credit UnionCredit union Anniston, AL | 88 out of 100, Very strong | $4.1M | 28.1% | 0.00% | vs |
| Nucor Employees Federal Credit UnionCredit union Fort Payne, AL | 86 out of 100, Very strong | $2.2M | 30.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Demopolis Federal Credit Union?
Yes. Demopolis Federal Credit Union is a federally insured credit union (NCUA charter #17311). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 54.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Demopolis Federal Credit Union lists 1 office in 1 city. Most locations:
- Demopolis, AL (1)
Identity & history
Profile
- Legal name
- Demopolis Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17311
- RSSD ID
- 553083
- Primary regulator
- NCUA
- Established
- 1966
- Headquarters
- PO Box 727, Demopolis, AL 36732
- Employees
- 1
Quick answers
Demopolis Federal Credit Union: common questions
Is Demopolis Federal Credit Union NCUA insured?
Yes. Demopolis Federal Credit Union is a federally insured credit union (NCUA charter #17311). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Demopolis Federal Credit Union's TellerScore?
92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Demopolis Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Demopolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Robertson Banking CompanyBank Demopolis, AL | 83 out of 100, Strong | $462.7M | 11.3% | 0.13% | vs |
| West Alabama Bank & TrustBank Reform, AL | 77 out of 100, Strong | $929.0M | 12.2% | 0.44% | vs |
| Naheola Credit UnionCredit union Pennington, AL | 74 out of 100, Strong | $219.6M | 18.0% | 1.97% | vs |
| Sweet Water State BankBank Sweet Water, AL | 67 out of 100, Moderate | $150.0M | 9.7% | 1.30% | vs |
| Investar Bank, National AssociationBank Baton Rouge, LA | 67 out of 100, Moderate | $3.9B | 10.7% | 0.63% | vs |
| The Citizens BankBank Greensboro, AL | 67 out of 100, Moderate | $129.2M | 12.2% | 1.87% | vs |