Side-by-side · Q2 2026 data
DeMotte State Bank vs First Federal Savings Bank
Metric by metric
| Measure | DeMotte State Bank | First Federal Savings Bank |
|---|---|---|
| TellerScore | 54 | 56 (stronger) |
| Capital cushion | 69 (stronger) | 43 |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 69 (stronger) | 59 |
| Funding & liquidity | 92 (stronger) | 36 |
| Problem-loan coverage | 61 | 84 (stronger) |
| Peer percentile | 10th | 13th |
| Total assets | $622.0M | $686.6M |
| Deposits / shares | $514.9M | $540.4M |
| Capital ratio | 11.85% (stronger) | 9.31% |
| Problem loans | 3.55% | 0.94% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.23% (stronger) | 0.97% |
| Loans ÷ deposits | 49.4% (stronger) | 108.8% |
| Uninsured deposits | 22.1% (stronger) | 28.4% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 1.8% |
First Federal Savings Bank has the higher TellerScore (56 vs 54). On the 7 directional measures above (where higher or lower is clearly better), DeMotte State Bank leads on 5 and First Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.