Side-by-side · Q2 2026 data
Denver Fire Department Federal Credit Union vs Electrical Federal Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Denver Fire Department Federal Credit Union | Electrical Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 77 |
| Capital cushion | 92 (stronger) | 80 |
| Loan quality | 97 (stronger) | 75 |
| Earnings | 61 (stronger) | 49 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 94th | 57th |
| Total assets | $213.5M | $54.3M |
| Deposits / shares | $185.6M | $47.1M |
| Capital ratio | 14.15% (stronger) | 12.99% |
| Problem loans | 0.09% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.96% |
| Return on assets | 1.03% (stronger) | 0.73% |
| Loans ÷ deposits | 58.5% | 52.5% (stronger) |
| Uninsured deposits | 16.5% | 4.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Denver Fire Department Federal Credit Union leads on 5 and Electrical Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.