TellerScore

Headquartered in Denver, Colorado, Denver Fire Department Federal Credit Union is a federal credit union with $213.5M in total assets and $185.6M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1938.

Denver Fire Department Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 6th. Funding & liquidity contributes the most (99/100, 58% loans-to-deposits, 17% uninsured); earnings contributes the least (61/100, 1.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Net worth ratio: 14.15%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity99/100
Loans ÷ shares: 58.5% · 16.5% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (85 → 89), mostly because the earnings component improved by 11 points.

TellerScore
838689Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202487
Q3 202486
Q4 202484
Q1 202583
Q2 202585
Q3 202585
Q4 202585
Q1 202686
Q2 202689
Net worth ratio
7.00%10.57%14.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.27%
Q3 202413.19%
Q4 202413.30%
Q1 202513.06%
Q2 202513.37%
Q3 202513.37%
Q4 202513.41%
Q1 202614.01%
Q2 202614.15%
Delinquent loans (60+ days)
0.01%0.07%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.06%
Q3 20240.05%
Q4 20240.13%
Q1 20250.01%
Q2 20250.06%
Q3 20250.06%
Q4 20250.08%
Q1 20260.10%
Q2 20260.09%
Return on assets
0.60%0.85%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.10%
Q3 20240.99%
Q4 20240.84%
Q1 20250.60%
Q2 20250.76%
Q3 20250.84%
Q4 20250.81%
Q1 20260.80%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$213.5M14.15%0.09%1.03%58.5%
Q1 202686$210.7M14.01%0.10%0.80%58.6%
Q4 202585$217.1M13.41%0.08%0.81%54.7%
Q3 202585$214.7M13.37%0.06%0.84%55.4%
Q2 202585$210.5M13.37%0.06%0.76%55.3%
Q1 202583$211.8M13.06%0.01%0.60%53.7%
Q4 202484$205.7M13.30%0.13%0.84%57.0%
Q3 202486$205.8M13.19%0.05%0.99%58.3%
Q2 202487$201.7M13.27%0.06%1.10%60.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.15%
80th
Problem loans0.09%
96th
Net charge-offs0.00%
97th
Return on assets1.03%
68th
Loans to deposits58.5%
79th
Uninsured deposits16.5%
4th
Loan-loss reserves0.00%
50th
Texas ratio0.3%
97th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Fitzsimons Federal Credit UnionCredit union Aurora, CO61 out of 100, Moderate$211.4M14.4%1.97%vs
Coloramo Federal Credit UnionCredit union Grand Junction, CO59 out of 100, Moderate$196.3M9.1%0.64%vs
Sunwest Credit UnionCredit union Pueblo, CO66 out of 100, Moderate$233.3M11.7%1.19%vs
Sterling Federal Credit UnionCredit union Sterling, CO95 out of 100, Very strong$246.9M17.1%0.00%vs
Nuvista Federal Credit UnionCredit union Montrose, CO92 out of 100, Very strong$172.3M14.3%0.00%vs
Space Age Credit UnionCredit union Aurora, CO39 out of 100, Low$167.7M8.1%2.13%vs

Deposit insurance

Is my money safe at Denver Fire Department Federal Credit Union?

Yes. Denver Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #2881). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.5% of shares and deposits ($30.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.15%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Denver Fire Department Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Denver Fire Department Federal Credit Union reported 122 home-loan applications under HMDA (LEI 549300BJPOL64WXEFY56): 65 originated ($12,185,000 total), 14 denied, and 43 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Denver Fire Department Federal Credit Union
Type
Federal credit union
NCUA charter #
2881
RSSD ID
910677
Primary regulator
NCUA
Established
1938
Headquarters
12 Lakeside Lane, Denver, CO 80212
Employees
15

Quick answers

Denver Fire Department Federal Credit Union: common questions

Is Denver Fire Department Federal Credit Union NCUA insured?

Yes. Denver Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #2881). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Denver Fire Department Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Denver Fire Department Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Denver

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs
First National BankBank Fort Pierre, SD84 out of 100, Strong$2.0B21.9%0.69%vs