Side-by-side · Q2 2026 data
Denver Fire Department Federal Credit Union vs On Tap Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Denver Fire Department Federal Credit Union | On Tap Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 65 |
| Capital cushion | 92 (stronger) | 42 |
| Loan quality | 97 (stronger) | 54 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 94th | 34th |
| Total assets | $213.5M | $474.0M |
| Deposits / shares | $185.6M | $391.8M |
| Capital ratio | 14.15% (stronger) | 9.21% |
| Problem loans | 0.09% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 1.03% | 2.26% (stronger) |
| Loans ÷ deposits | 58.5% (stronger) | 78.1% |
| Uninsured deposits | 16.5% (stronger) | 25.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | 29.2% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Denver Fire Department Federal Credit Union leads on 6 and On Tap Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.