Side-by-side · Q2 2026 data
Denver Fire Department Federal Credit Union vs Westerra Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Denver Fire Department Federal Credit Union | Westerra Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 65 |
| Capital cushion | 92 (stronger) | 53 |
| Loan quality | 97 (stronger) | 83 |
| Earnings | 61 (stronger) | 39 |
| Funding & liquidity | 99 (stronger) | 75 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 94th | 41st |
| Total assets | $213.5M | $2.1B |
| Deposits / shares | $185.6M | $1.7B |
| Capital ratio | 14.15% (stronger) | 10.30% |
| Problem loans | 0.09% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.94% |
| Return on assets | 1.03% (stronger) | 0.47% |
| Loans ÷ deposits | 58.5% (stronger) | 85.1% |
| Uninsured deposits | 16.5% | 9.5% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | 29.1% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Denver Fire Department Federal Credit Union leads on 6 and Westerra Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.