Side-by-side · Q2 2026 data
Denver Savings Bank vs First State Bank
Metric by metric
| Measure | Denver Savings Bank | First State Bank |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 58 (stronger) | 57 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 53 | 85 (stronger) |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 47th | 63rd |
| Total assets | $250.6M | $72.5M |
| Deposits / shares | $186.9M | $61.7M |
| Capital ratio | 10.84% (stronger) | 10.71% |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.83% | 1.62% (stronger) |
| Loans ÷ deposits | 93.4% | 89.5% (stronger) |
| Uninsured deposits | 25.4% | 18.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First State Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Denver Savings Bank leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.