Side-by-side · Q2 2026 data
Department of Corrections Credit Union vs Essential Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Department of Corrections Credit Union | Essential Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 81 (stronger) | 52 |
| Earnings | 86 (stronger) | 38 |
| Funding & liquidity | 86 (stronger) | 64 |
| Problem-loan coverage | 97 (stronger) | 72 |
| Peer percentile | 95th | 6th |
| Total assets | $126.3M | $434.2M |
| Deposits / shares | $96.0M | $362.4M |
| Capital ratio | 23.38% (stronger) | 9.06% |
| Problem loans | 0.57% (stronger) | 1.45% |
| Net charge-offs | 0.39% (stronger) | 0.93% |
| Return on assets | 1.64% (stronger) | 0.46% |
| Loans ÷ deposits | 74.4% (stronger) | 96.4% |
| Uninsured deposits | 1.5% (stronger) | 5.9% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Department of Corrections Credit Union leads on 7 and Essential Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.