Side-by-side · Q2 2026 data
Dept of Labor Federal Credit Union vs Department of Commerce Federal Credit Union
Credit union
Dept of Labor Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
Department of Commerce Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | Dept of Labor Federal Credit Union | Department of Commerce Federal Credit Union |
|---|---|---|
| TellerScore | 48 (stronger) | 30 |
| Capital cushion | 28 (stronger) | 4 |
| Loan quality | 80 (stronger) | 42 |
| Earnings | 0 | 23 (stronger) |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 89 (stronger) | 43 |
| Peer percentile | 4th | 0th |
| Total assets | $137.6M | $739.1M |
| Deposits / shares | $113.5M | $670.0M |
| Capital ratio | 7.82% (stronger) | 5.41% |
| Problem loans | 0.59% (stronger) | 1.75% |
| Net charge-offs | 0.13% (stronger) | 1.63% |
| Return on assets | -0.80% | 0.09% (stronger) |
| Loans ÷ deposits | 86.7% (stronger) | 97.0% |
| Uninsured deposits | 4.5% (stronger) | 9.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dept of Labor Federal Credit Union has the higher TellerScore (48 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Dept of Labor Federal Credit Union leads on 6 and Department of Commerce Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.