TellerScore

Dept of Labor Federal Credit Union is a federal credit union headquartered in Washington, District of Columbia, in business for about 91 years. At the end of Q2 2026 it reported $137.6M in total assets and $113.5M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Dept of Labor Federal Credit Union scores 48/100, which we describe as below average. That is higher than only 4% of 1,341 credit unions with $100 million – $1 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 25th. Its strongest component is problem-loan coverage (89/100; 5.4%), and its lowest is earnings (0/100; -0.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion28/100
Net worth ratio: 7.82%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.59%
Earnings0/100
Return on assets (annualized): -0.80%
Funding & liquidity74/100
Loans ÷ shares: 86.7% · 4.5% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (56 → 48), mostly because the capital cushion component weakened by 15 points.

TellerScore
485562Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202458
Q4 202459
Q1 202561
Q2 202556
Q3 202558
Q4 202548
Q1 202651
Q2 202648
Net worth ratio
7.00%8.59%10.18%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.09%
Q3 202410.18%
Q4 20249.83%
Q1 20259.77%
Q2 20259.32%
Q3 20259.07%
Q4 20257.78%
Q1 20267.86%
Q2 20267.82%
Delinquent loans (60+ days)
0.33%0.49%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.34%
Q3 20240.62%
Q4 20240.35%
Q1 20250.36%
Q2 20250.41%
Q3 20250.37%
Q4 20250.65%
Q1 20260.33%
Q2 20260.59%
Return on assets
-1.43%-0.65%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.04%
Q4 2024-0.09%
Q1 20250.13%
Q2 2025-0.23%
Q3 2025-0.10%
Q4 2025-1.43%
Q1 2026-0.88%
Q2 2026-0.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202648$137.6M7.82%0.59%-0.80%86.7%
Q1 202651$140.0M7.86%0.33%-0.88%86.8%
Q4 202548$145.4M7.78%0.65%-1.43%86.9%
Q3 202558$146.6M9.07%0.37%-0.10%87.9%
Q2 202556$142.0M9.32%0.41%-0.23%91.8%
Q1 202561$137.6M9.77%0.36%0.13%92.2%
Q4 202459$136.3M9.83%0.35%-0.09%95.3%
Q3 202458$133.1M10.18%0.62%0.04%96.3%
Q2 202462$134.5M10.09%0.34%0.09%91.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.82%
3rd
Problem loans0.59%
57th
Net charge-offs0.13%
80th
Return on assets-0.80%
1st
Loans to deposits86.7%
24th
Uninsured deposits4.5%
65th
Loan-loss reserves0.00%
50th
Texas ratio5.4%
35th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
F R B Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$123.4M9.4%1.41%vs
Advantage Financial Federal Credit UnionCredit union Washington, DC57 out of 100, Moderate$103.1M12.1%1.84%vs
Treasury Department Federal Credit UnionCredit union Washington, DC53 out of 100, Below average$176.7M10.3%1.86%vs
Department of the Interior Federal Credit UnionCredit union Washington, DC51 out of 100, Below average$268.0M7.5%1.09%vs
O.A.S. Staff Federal Credit UnionCredit union Washington, DC37 out of 100, Low$282.4M7.6%2.58%vs
Library of Congress Federal Credit UnionCredit union Washington, DC84 out of 100, Strong$338.2M16.6%0.53%vs

Deposit insurance

Is my money safe at Dept of Labor Federal Credit Union?

Yes. Dept of Labor Federal Credit Union is a federally insured credit union (NCUA charter #4963). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($5.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 7.82%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Dept of Labor Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dept of Labor Federal Credit Union
Type
Federal credit union
NCUA charter #
4963
RSSD ID
100571
Primary regulator
NCUA
Established
1935
Headquarters
200 Constitution Ave Nw, Room S-322, Washington, DC 20210
Employees
33

Quick answers

Dept of Labor Federal Credit Union: common questions

Is Dept of Labor Federal Credit Union NCUA insured?

Yes. Dept of Labor Federal Credit Union is a federally insured credit union (NCUA charter #4963). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dept of Labor Federal Credit Union's TellerScore?

48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dept of Labor Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.