Side-by-side · Q2 2026 data
Dertown School Federal Credit Union vs Penn-Trafford School Emp. Federal Credit Union
Credit union
Dertown School Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Credit union
Penn-Trafford School Emp. Federal Credit Union
Trafford, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Dertown School Federal Credit Union | Penn-Trafford School Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 99 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 50 | 94 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 99th |
| Total assets | $12.3M | $5.3M |
| Deposits / shares | $8.5M | $4.2M |
| Capital ratio | 30.42% (stronger) | 21.24% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.75% | 1.85% (stronger) |
| Loans ÷ deposits | 102.3% | 52.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Penn-Trafford School Emp. Federal Credit Union has the higher TellerScore (99 vs 84). On the 4 directional measures above (where higher or lower is clearly better), Dertown School Federal Credit Union leads on 1 and Penn-Trafford School Emp. Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.