Side-by-side · Q2 2026 data
Dertown School Federal Credit Union vs Scranton Downtown Federal Credit Union
Credit union
Dertown School Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Credit union
Scranton Downtown Federal Credit Union
Scranton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Dertown School Federal Credit Union | Scranton Downtown Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 100 (stronger) | 53 |
| Earnings | 50 (stronger) | 34 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 28th |
| Total assets | $12.3M | $13.2M |
| Deposits / shares | $8.5M | $11.6M |
| Capital ratio | 30.42% (stronger) | 11.72% |
| Problem loans | 0.00% (stronger) | 1.41% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.75% (stronger) | 0.36% |
| Loans ÷ deposits | 102.3% | 39.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dertown School Federal Credit Union has the higher TellerScore (84 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Dertown School Federal Credit Union leads on 5 and Scranton Downtown Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.