Side-by-side · Q2 2026 data
Desertview Federal Credit Union vs Millard County Credit Union
Metric by metric
| Measure | Desertview Federal Credit Union | Millard County Credit Union |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 87 (stronger) | 68 |
| Loan quality | 37 | 79 (stronger) |
| Earnings | 73 (stronger) | 61 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 49th | 57th |
| Total assets | $48.3M | $65.0M |
| Deposits / shares | $41.7M | $57.5M |
| Capital ratio | 13.69% (stronger) | 11.81% |
| Problem loans | 1.90% | 0.64% (stronger) |
| Net charge-offs | 0.36% | -0.18% (stronger) |
| Return on assets | 1.33% (stronger) | 1.03% |
| Loans ÷ deposits | 52.1% (stronger) | 52.4% |
| Uninsured deposits | 9.3% | 1.0% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Millard County Credit Union has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Desertview Federal Credit Union leads on 3 and Millard County Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.