TellerScore

Desertview Federal Credit Union (NCUA charter #13790) is based in Huntington, Utah. Its Q2 2026 call report shows $48.3M in total assets and $41.7M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Desertview Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 23rd. Its strongest component is funding & liquidity (100/100; 52% loans-to-deposits, 9% uninsured), and its lowest is loan quality (37/100; 1.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Net worth ratio: 13.69%
Loan quality37/100
Loans 60+ days delinquent ÷ total loans: 1.90%
Earnings73/100
Return on assets (annualized): 1.33%
Funding & liquidity100/100
Loans ÷ shares: 52.1% · 9.3% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 74).

TellerScore
697377Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202469
Q4 202473
Q1 202575
Q2 202575
Q3 202577
Q4 202576
Q1 202674
Q2 202674
Net worth ratio
7.00%10.47%13.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.82%
Q3 202413.46%
Q4 202413.52%
Q1 202513.25%
Q2 202513.74%
Q3 202513.95%
Q4 202513.23%
Q1 202613.28%
Q2 202613.69%
Delinquent loans (60+ days)
1.33%1.63%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.47%
Q3 20241.92%
Q4 20241.50%
Q1 20251.51%
Q2 20251.61%
Q3 20251.58%
Q4 20251.33%
Q1 20261.62%
Q2 20261.90%
Return on assets
0.70%1.01%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.82%
Q4 20240.87%
Q1 20251.16%
Q2 20251.17%
Q3 20251.27%
Q4 20251.17%
Q1 20261.26%
Q2 20261.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$48.3M13.69%1.90%1.33%52.1%
Q1 202674$48.6M13.28%1.62%1.26%50.9%
Q4 202576$47.6M13.23%1.33%1.17%52.3%
Q3 202577$44.2M13.95%1.58%1.27%56.5%
Q2 202575$43.6M13.74%1.61%1.17%56.2%
Q1 202575$44.3M13.25%1.51%1.16%55.0%
Q4 202473$42.5M13.52%1.50%0.87%59.0%
Q3 202469$41.8M13.46%1.92%0.82%58.7%
Q2 202470$43.1M12.82%1.47%0.70%56.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.69%
44th
Problem loans1.90%
23rd
Net charge-offs0.36%
35th
Return on assets1.33%
80th
Loans to deposits52.1%
60th
Uninsured deposits9.3%
8th
Loan-loss reserves0.00%
37th
Texas ratio6.2%
23rd

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Nephi Western Employees Federal Credit UnionCredit union Nephi, UT90 out of 100, Very strong$46.4M34.5%0.15%vs
Lu 354 I B E W Federal Credit UnionCredit union Salt Lake City, UT64 out of 100, Moderate$39.8M16.8%2.77%vs
National J. A. C. L. Credit UnionCredit union Salt Lake City, UT51 out of 100, Below average$38.6M9.7%1.71%vs
Hi-Land Credit UnionCredit union Salt Lake City, UT71 out of 100, Strong$37.9M26.8%0.03%vs
Education 1st Credit UnionCredit union Ogden, UT68 out of 100, Moderate$61.9M9.9%0.05%vs
Logan Medical Federal Credit UnionCredit union Logan, UT67 out of 100, Moderate$33.2M18.4%2.80%vs

Deposit insurance

Is my money safe at Desertview Federal Credit Union?

Yes. Desertview Federal Credit Union is a federally insured credit union (NCUA charter #13790). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.3% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Desertview Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Ferron, UT (1)
  • Huntington, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Desertview Federal Credit Union
Type
Federal credit union
NCUA charter #
13790
RSSD ID
433680
Primary regulator
NCUA
Established
1960
Headquarters
PO Box 580, Huntington, UT 84528
Employees
10

Quick answers

Desertview Federal Credit Union: common questions

Is Desertview Federal Credit Union NCUA insured?

Yes. Desertview Federal Credit Union is a federally insured credit union (NCUA charter #13790). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Desertview Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Desertview Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Huntington

InstitutionScoreAssetsCapitalProblem loansCompare
North Sanpete Federal Credit UnionCredit union Fairview, UT89 out of 100, Very strong$1.2M23.5%0.00%vs
Utah Power Credit UnionCredit union Murray, UT87 out of 100, Very strong$1.1B13.7%0.27%vs
Eastern Utah Community Federal Credit UnionCredit union Price, UT81 out of 100, Strong$219.2M14.1%0.74%vs
Cache Valley BankBank Logan, UT73 out of 100, Strong$3.5B10.7%0.29%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
WaFd BankBank Seattle, WA61 out of 100, Moderate$27.6B9.2%0.63%vs