Side-by-side · Q2 2026 data
Desjardins Bank, National Association vs Central Bank
Metric by metric
| Measure | Desjardins Bank, National Association | Central Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 70 (stronger) | 54 |
| Funding & liquidity | 51 (stronger) | 38 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 86th | 24th |
| Total assets | $362.1M | $386.8M |
| Deposits / shares | $292.9M | $325.2M |
| Capital ratio | 19.31% (stronger) | 9.11% |
| Problem loans | 0.31% | 0.04% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.25% (stronger) | 0.84% |
| Loans ÷ deposits | 91.4% (stronger) | 100.7% |
| Uninsured deposits | 30.6% (stronger) | 34.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desjardins Bank, National Association has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Desjardins Bank, National Association leads on 6 and Central Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.