Side-by-side · Q2 2026 data
Desjardins Bank, National Association vs Dade County Federal Credit Union
Metric by metric
| Measure | Desjardins Bank, National Association | Dade County Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 90 | 90 |
| Earnings | 70 | 88 (stronger) |
| Funding & liquidity | 51 | 68 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 86th | 93rd |
| Total assets | $362.1M | $1.5B |
| Deposits / shares | $292.9M | $1.2B |
| Capital ratio | 19.31% (stronger) | 13.09% |
| Problem loans | 0.31% (stronger) | 0.31% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 1.25% | 1.69% (stronger) |
| Loans ÷ deposits | 91.4% (stronger) | 92.6% |
| Uninsured deposits | 30.6% | 9.9% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 45.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Desjardins Bank, National Association leads on 4 and Dade County Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.