Side-by-side · Q2 2026 data
Desjardins Bank, National Association vs U. S. Century Bank
Metric by metric
| Measure | Desjardins Bank, National Association | U. S. Century Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 70 | 80 (stronger) |
| Funding & liquidity | 51 (stronger) | 24 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 86th | 53rd |
| Total assets | $362.1M | $3.0B |
| Deposits / shares | $292.9M | $2.5B |
| Capital ratio | 19.31% (stronger) | 9.97% |
| Problem loans | 0.31% | 0.09% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.25% | 1.49% (stronger) |
| Loans ÷ deposits | 91.4% (stronger) | 92.5% |
| Uninsured deposits | 30.6% (stronger) | 54.3% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
Desjardins Bank, National Association has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Desjardins Bank, National Association leads on 5 and U. S. Century Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.