Side-by-side · Q2 2026 data
Desjardins Bank, National Association vs We Florida Financial Credit Union
Credit union
We Florida Financial Credit Union
Fort Lauderdale, Florida · $100 million – $1 billion
Metric by metric
| Measure | Desjardins Bank, National Association | We Florida Financial Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 70 (stronger) | 44 |
| Funding & liquidity | 51 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 86th | 45th |
| Total assets | $362.1M | $700.5M |
| Deposits / shares | $292.9M | $624.1M |
| Capital ratio | 19.31% (stronger) | 10.73% |
| Problem loans | 0.31% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 0.85% |
| Return on assets | 1.25% (stronger) | 0.59% |
| Loans ÷ deposits | 91.4% | 70.7% (stronger) |
| Uninsured deposits | 30.6% | 7.0% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desjardins Bank, National Association has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Desjardins Bank, National Association leads on 5 and We Florida Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.