Side-by-side · Q2 2026 data
Destinations Credit Union vs Har-Co Credit Union
Metric by metric
| Measure | Destinations Credit Union | Har-Co Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 88 (stronger) | 47 |
| Loan quality | 84 (stronger) | 52 |
| Earnings | 35 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 97 (stronger) | 80 |
| Peer percentile | 62nd | 14th |
| Total assets | $65.4M | $286.4M |
| Deposits / shares | $56.7M | $257.0M |
| Capital ratio | 13.76% (stronger) | 9.74% |
| Problem loans | 0.48% (stronger) | 1.43% |
| Net charge-offs | 0.48% | 0.27% (stronger) |
| Return on assets | 0.36% | 0.64% (stronger) |
| Loans ÷ deposits | 48.1% (stronger) | 74.8% |
| Uninsured deposits | 2.5% (stronger) | 8.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Destinations Credit Union has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Destinations Credit Union leads on 5 and Har-Co Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.