The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (61 → 57), mostly because the loan quality component weakened by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maryland

Yes. Har-Co Credit Union is a federally insured credit union (NCUA charter #68639). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.4% of shares and deposits ($21.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.74%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Har-Co Credit Union lists 3 offices in 3 cities. Most locations:

• Aberdeen, MD (1)
• Abingdon, MD (1)
• Bel Air, MD (1)

All branch addresses and map

In 2025, Har-Co Credit Union reported 66 home-loan applications under HMDA (LEI 254900LSUA7OOX54X398): 59 originated ($14,205,000 total), 3 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Har-Co Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68639

RSSD ID

737388

Primary regulator

State + NCUA

Established

1955

Headquarters

30 N Hickory Ave, Bel Air, MD 21014

Employees

66