Side-by-side · Q2 2026 data
DFCU Financial Credit Union vs Lake Michigan Credit Union
Metric by metric
| Measure | DFCU Financial Credit Union | Lake Michigan Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 76 (stronger) | 63 |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 81 (stronger) | 67 |
| Funding & liquidity | 94 (stronger) | 63 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 91st | 71st |
| Total assets | $8.0B | $17.3B |
| Deposits / shares | $7.2B | $14.7B |
| Capital ratio | 12.63% (stronger) | 11.27% |
| Problem loans | 0.63% | 0.35% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.16% |
| Return on assets | 1.52% (stronger) | 1.18% |
| Loans ÷ deposits | 43.0% (stronger) | 92.8% |
| Uninsured deposits | 21.0% | 18.5% (stronger) |
| Offices | 17 | 38 |
| CFPB complaints (3 yrs) | — | 156 |
| Complaints per $1B deposits | — | 10.6 |
| Mortgage denial rate (HMDA) | — | 7.3% |
DFCU Financial Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), DFCU Financial Credit Union leads on 5 and Lake Michigan Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.