Side-by-side · Q2 2026 data
DFCU Financial Credit Union vs Michigan Schools and Government Credit Union
Credit union
Michigan Schools and Government Credit Union
Clinton Townshi, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | DFCU Financial Credit Union | Michigan Schools and Government Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 76 | 76 |
| Loan quality | 79 | 80 (stronger) |
| Earnings | 81 (stronger) | 79 |
| Funding & liquidity | 94 (stronger) | 57 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 91st | 79th |
| Total assets | $8.0B | $4.4B |
| Deposits / shares | $7.2B | $3.7B |
| Capital ratio | 12.63% | 12.63% |
| Problem loans | 0.63% | 0.61% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.27% |
| Return on assets | 1.52% (stronger) | 1.47% |
| Loans ÷ deposits | 43.0% (stronger) | 103.0% |
| Uninsured deposits | 21.0% | 12.4% (stronger) |
| Offices | 17 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DFCU Financial Credit Union has the higher TellerScore (82 vs 76). On the 6 directional measures above (where higher or lower is clearly better), DFCU Financial Credit Union leads on 4 and Michigan Schools and Government Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.