Side-by-side · Q2 2026 data
DFCU Financial Credit Union vs Total Community Credit Union
Metric by metric
| Measure | DFCU Financial Credit Union | Total Community Credit Union |
|---|---|---|
| TellerScore | 82 | 97 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 91st | 99th |
| Total assets | $8.0B | $111.3M |
| Deposits / shares | $7.2B | $93.9M |
| Capital ratio | 12.63% | 15.29% (stronger) |
| Problem loans | 0.63% | 0.36% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.38% |
| Return on assets | 1.52% | 2.04% (stronger) |
| Loans ÷ deposits | 43.0% (stronger) | 46.4% |
| Uninsured deposits | 21.0% | 2.6% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 82). On the 7 directional measures above (where higher or lower is clearly better), DFCU Financial Credit Union leads on 2 and Total Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.