Side-by-side · Q2 2026 data
DFCU Tulsa Federal Credit Union vs Saint Francis Employees Federal Credit Union
Credit union
Saint Francis Employees Federal Credit Union
Tulsa, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | DFCU Tulsa Federal Credit Union | Saint Francis Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 26 | 93 (stronger) |
| Earnings | 44 | 70 (stronger) |
| Funding & liquidity | 81 | 99 (stronger) |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 30th | 92nd |
| Total assets | $65.5M | $44.7M |
| Deposits / shares | $56.2M | $37.2M |
| Capital ratio | 15.15% | 15.92% (stronger) |
| Problem loans | 2.23% | 0.20% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.46% |
| Return on assets | 0.60% | 1.24% (stronger) |
| Loans ÷ deposits | 79.7% | 41.0% (stronger) |
| Uninsured deposits | 8.2% (stronger) | 15.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Saint Francis Employees Federal Credit Union has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), DFCU Tulsa Federal Credit Union leads on 2 and Saint Francis Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.