Side-by-side · Q2 2026 data
Diablo Valley Federal Credit Union vs San Francisco Federal Credit Union
Credit union
Diablo Valley Federal Credit Union
Concord, California · Under $100 million in assets
Credit union
San Francisco Federal Credit Union
San Francisco, California · $1 billion – $10 billion
Metric by metric
| Measure | Diablo Valley Federal Credit Union | San Francisco Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 59 | 86 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 23 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 44th | 95th |
| Total assets | $40.1M | $1.6B |
| Deposits / shares | $35.6M | $1.2B |
| Capital ratio | 10.89% | 13.63% (stronger) |
| Problem loans | 0.05% (stronger) | 0.15% |
| Net charge-offs | 0.04% (stronger) | 0.13% |
| Return on assets | 0.06% | 1.12% (stronger) |
| Loans ÷ deposits | 55.3% (stronger) | 69.1% |
| Uninsured deposits | 0.9% (stronger) | 8.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
San Francisco Federal Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Diablo Valley Federal Credit Union leads on 4 and San Francisco Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.