Side-by-side · Q2 2026 data
Diamond Valley Federal Credit Union vs Summit Choice Federal Credit Union
Credit union
Diamond Valley Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Diamond Valley Federal Credit Union | Summit Choice Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 79 (stronger) | 76 |
| Loan quality | 76 | 78 (stronger) |
| Earnings | 53 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 74th | 57th |
| Total assets | $178.8M | $206.6M |
| Deposits / shares | $154.8M | $179.5M |
| Capital ratio | 12.93% (stronger) | 12.58% |
| Problem loans | 0.72% | 0.66% (stronger) |
| Net charge-offs | 0.84% | 0.64% (stronger) |
| Return on assets | 0.83% (stronger) | 0.57% |
| Loans ÷ deposits | 42.1% (stronger) | 84.1% |
| Uninsured deposits | 3.2% (stronger) | 4.8% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Diamond Valley Federal Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Diamond Valley Federal Credit Union leads on 5 and Summit Choice Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.