TellerScore

Diamond Valley Federal Credit Union is a federal credit union headquartered in Evansville, Indiana, in business for about 65 years. At the end of Q2 2026 it reported $178.8M in total assets and $154.8M in member shares and deposits, with 5 offices.

Based on its Q2 2026 filing, Diamond Valley Federal Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 41st. Its strongest component is funding & liquidity (100/100; 42% loans-to-deposits, 3% uninsured), and its lowest is earnings (53/100; 0.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.93%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.72%
Earnings53/100
Return on assets (annualized): 0.83%
Funding & liquidity100/100
Loans ÷ shares: 42.1% · 3.2% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (74 → 78), mostly because the earnings component improved by 9 points.

TellerScore
637179Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202465
Q4 202463
Q1 202574
Q2 202574
Q3 202578
Q4 202578
Q1 202679
Q2 202678
Net worth ratio
7.00%10.01%13.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.23%
Q3 202412.33%
Q4 202412.61%
Q1 202512.31%
Q2 202512.58%
Q3 202512.93%
Q4 202513.02%
Q1 202612.79%
Q2 202612.93%
Delinquent loans (60+ days)
0.70%1.33%1.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.66%
Q3 20241.58%
Q4 20241.95%
Q1 20250.74%
Q2 20250.87%
Q3 20250.70%
Q4 20250.82%
Q1 20260.86%
Q2 20260.72%
Return on assets
0.35%0.78%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.35%
Q3 20240.45%
Q4 20240.44%
Q1 20250.60%
Q2 20250.59%
Q3 20250.79%
Q4 20250.88%
Q1 20261.21%
Q2 20260.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$178.8M12.93%0.72%0.83%42.1%
Q1 202679$179.5M12.79%0.86%1.21%42.1%
Q4 202578$172.2M13.02%0.82%0.88%45.3%
Q3 202578$169.4M12.93%0.70%0.79%47.0%
Q2 202574$170.2M12.58%0.87%0.59%46.1%
Q1 202574$172.3M12.31%0.74%0.60%45.7%
Q4 202463$166.1M12.61%1.95%0.44%48.9%
Q3 202465$168.6M12.33%1.58%0.45%50.1%
Q2 202463$167.7M12.23%1.66%0.35%51.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.93%
69th
Problem loans0.72%
47th
Net charge-offs0.84%
14th
Return on assets0.83%
56th
Loans to deposits42.1%
95th
Uninsured deposits3.2%
80th
Loan-loss reserves0.00%
50th
Texas ratio2.9%
62nd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Regional Federal Credit UnionCredit union Winfield, IN68 out of 100, Moderate$180.1M13.6%1.07%vs
Allegius Federal Credit UnionCredit union Burns Harbor, IN69 out of 100, Moderate$176.9M14.2%1.63%vs
First Trust Credit UnionCredit union Michigan City, IN63 out of 100, Moderate$191.6M13.4%3.08%vs
Natco Credit UnionCredit union Richmond, IN80 out of 100, Strong$153.7M17.3%1.18%vs
Financial Builders Federal Credit UnionCredit union Kokomo, IN75 out of 100, Strong$151.5M12.5%0.85%vs
Summit Choice Federal Credit UnionCredit union Fort Wayne, IN72 out of 100, Strong$206.6M12.6%0.66%vs

Deposit insurance

Is my money safe at Diamond Valley Federal Credit Union?

Yes. Diamond Valley Federal Credit Union is a federally insured credit union (NCUA charter #14135). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($5.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Diamond Valley Federal Credit Union lists 5 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Diamond Valley Federal Credit Union reported 33 home-loan applications under HMDA (LEI 549300ACR0JR0FZ47P31): 26 originated ($3,520,000 total), 1 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Diamond Valley Federal Credit Union
Type
Federal credit union
NCUA charter #
14135
RSSD ID
398686
Primary regulator
NCUA
Established
1961
Headquarters
1334 N Cullen Avenue, Evansville, IN 47715
Employees
38

Quick answers

Diamond Valley Federal Credit Union: common questions

Is Diamond Valley Federal Credit Union NCUA insured?

Yes. Diamond Valley Federal Credit Union is a federally insured credit union (NCUA charter #14135). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Diamond Valley Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Diamond Valley Federal Credit Union have?

5 offices as of the latest NCUA data.