Side-by-side · Q2 2026 data
Dime Bank vs Dutch Point Credit Union
Metric by metric
| Measure | Dime Bank | Dutch Point Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 68 (stronger) | 56 |
| Loan quality | 93 | 96 (stronger) |
| Earnings | 58 | 60 (stronger) |
| Funding & liquidity | 48 | 96 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 66th | 71st |
| Total assets | $1.2B | $565.4M |
| Deposits / shares | $933.5M | $499.8M |
| Capital ratio | 11.76% (stronger) | 10.55% |
| Problem loans | 0.20% | 0.12% (stronger) |
| Net charge-offs | 0.32% | 0.20% (stronger) |
| Return on assets | 0.95% | 1.01% (stronger) |
| Loans ÷ deposits | 100.2% | 63.9% (stronger) |
| Uninsured deposits | 26.0% | 7.1% (stronger) |
| Offices | 14 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.3% | — |
Dutch Point Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Dime Bank leads on 1 and Dutch Point Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.