Side-by-side · Q2 2026 data
Dime Commercial Bank vs NBT Bank, National Association
Metric by metric
| Measure | Dime Commercial Bank | NBT Bank, National Association |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 57 (stronger) | 45 |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 60 | 68 (stronger) |
| Funding & liquidity | 39 | 44 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 46th | 46th |
| Total assets | $15.0B | $16.1B |
| Deposits / shares | $12.7B | $13.7B |
| Capital ratio | 10.67% (stronger) | 9.49% |
| Problem loans | 0.64% | 0.55% (stronger) |
| Net charge-offs | 0.34% | 0.16% (stronger) |
| Return on assets | 0.99% | 1.21% (stronger) |
| Loans ÷ deposits | 83.2% (stronger) | 85.8% |
| Uninsured deposits | 49.3% | 42.5% (stronger) |
| Offices | 58 | 174 |
| CFPB complaints (3 yrs) | — | 127 |
| Complaints per $1B deposits | — | 9.3 |
| Mortgage denial rate (HMDA) | 19.3% | 23.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Dime Commercial Bank leads on 2 and NBT Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.