Dime Commercial Bank is a state-chartered bank (fed member) headquartered in Hauppauge, New York, in business for about 117 years. At the end of Q2 2026 it reported $15.0B in total assets and $12.7B in deposits, with 64 offices across 2 states.
Based on its Q2 2026 filing, Dime Commercial Bank scores 64/100, which we describe as moderate. That is higher than only 46% of 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 58th. Its strongest component is problem-loan coverage (92/100; 3.8%), and its lowest is funding & liquidity (39/100; 83% loans-to-deposits, 49% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 59 |
| Q4 2024 | 57 |
| Q1 2025 | 61 |
| Q2 2025 | 63 |
| Q3 2025 | 61 |
| Q4 2025 | 62 |
| Q1 2026 | 60 |
| Q2 2026 | 64 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.50% |
| Q3 2024 | 10.55% |
| Q4 2024 | 10.75% |
| Q1 2025 | 10.85% |
| Q2 2025 | 10.82% |
| Q3 2025 | 10.63% |
| Q4 2025 | 10.17% |
| Q1 2026 | 10.42% |
| Q2 2026 | 10.67% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.89% |
| Q2 2026 | 0.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.84% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.97% |
| Q2 2026 | 0.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $15.0B | 10.67% | 0.64% | 0.99% | 83.2% |
| Q1 2026 | 60 | $15.0B | 10.42% | 0.89% | 0.97% | 83.3% |
| Q4 2025 | 62 | $15.3B | 10.17% | 0.49% | 0.87% | 82.3% |
| Q3 2025 | 61 | $14.5B | 10.63% | 0.67% | 0.84% | 87.5% |
| Q2 2025 | 63 | $14.2B | 10.82% | 0.49% | 0.83% | 91.2% |
| Q1 2025 | 61 | $14.1B | 10.85% | 0.53% | 0.72% | 92.2% |
| Q4 2024 | 57 | $14.3B | 10.75% | 0.65% | 0.28% | 91.7% |
| Q3 2024 | 59 | $13.7B | 10.55% | 0.57% | 0.56% | 94.4% |
| Q2 2024 | 60 | $13.5B | 10.50% | 0.37% | 0.60% | 97.2% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Popular BankBank New York, NY | 70 out of 100, Strong | $15.0B | 11.8% | 0.39% | vs |
| Israel Discount Bank of New YorkBank New York, NY | 58 out of 100, Moderate | $14.4B | 11.0% | 1.18% | vs |
| Safra National Bank of New YorkBank New York, NY | 66 out of 100, Moderate | $15.7B | 8.6% | 0.00% | vs |
| NBT Bank, National AssociationBank Norwich, NY | 64 out of 100, Moderate | $16.1B | 9.5% | 0.55% | vs |
| Bank of BarodaBank New York, NY | 42 out of 100, Below average | $16.2B | 0.0% | 0.00% | vs |
| Community Bank, National AssociationBank Canton, NY | 62 out of 100, Moderate | $17.4B | 7.9% | 0.50% | vs |
Deposit insurance
Is my money safe at Dime Commercial Bank?
Yes. Dime Commercial Bank is an FDIC-insured institution (FDIC certificate #6976). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 49.3% of deposits ($6.3B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.77% (benchmark: 10%).
64 locations
Branches
Dime Commercial Bank lists 58 offices in 48 cities across 2 states. Most locations:
- Brooklyn, NY (7)
- Bayside, NY (2)
- Flushing, NY (2)
- Melville, NY (2)
- New York, NY (2)
- Astoria, NY (1)
- Bay Shore, NY (1)
- Bellmore, NY (1)
- Bridgehampton, NY (1)
- Bronx, NY (1)
- Cedarhurst, NY (1)
- Deer Park, NY (1)
HMDA 2025
Mortgage lending
In 2025, Dime Commercial Bank reported 433 home-loan applications under HMDA (LEI 549300UWA74T8PF7KY34): 276 originated ($220,320,000 total), 67 denied, and 86 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Dime Commercial Bank
- Former names
- BNB Bank; Dime Community Bank; The Bridgehampton National Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 6976
- RSSD ID
- 23504
- Primary regulator
- FED
- Holding company
- Dime Commercial Bancshares Inc
- Established
- February 19, 1909
- Headquarters
- 898 Veterans Memorial Hwy, Hauppauge, NY 11788
- Website
- www.dime.com
- Employees
- 931
Quick answers
Dime Commercial Bank: common questions
Is Dime Commercial Bank FDIC insured?
Yes. Dime Commercial Bank is an FDIC-insured institution (FDIC certificate #6976). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Dime Commercial Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Dime Commercial Bank ever failed?
There is no failure record for FDIC certificate #6976 in the FDIC failed bank list.
How many branches does Dime Commercial Bank have?
64 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Hauppauge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Latvian Federal Credit UnionCredit union Melville, NY | 88 out of 100, Very strong | $1.8M | 25.3% | 0.00% | vs |
| Long Island Alliance Federal Credit UnionCredit union Hauppauge, NY | 87 out of 100, Very strong | $16.5M | 14.1% | 0.32% | vs |
| N C P D Federal Credit UnionCredit union Plainview, NY | 87 out of 100, Very strong | $908.8M | 16.6% | 0.29% | vs |
| Lufthansa Emp. Federal Credit UnionCredit union Westbury, NY | 83 out of 100, Strong | $95.2M | 17.4% | 0.36% | vs |
| Esquire Bank, National AssociationBank Jericho, NY | 81 out of 100, Strong | $2.5B | 11.7% | 0.27% | vs |
| Self Reliance Financial Federal Credit UnionCredit union New York, NY | 79 out of 100, Strong | $2.0B | 17.2% | 0.63% | vs |