Side-by-side · Q2 2026 data
Directions Credit Union vs General Electric Credit Union
Metric by metric
| Measure | Directions Credit Union | General Electric Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 54 |
| Capital cushion | 47 (stronger) | 35 |
| Loan quality | 88 (stronger) | 77 |
| Earnings | 65 (stronger) | 34 |
| Funding & liquidity | 67 (stronger) | 57 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 50th | 11th |
| Total assets | $1.4B | $4.2B |
| Deposits / shares | $1.2B | $3.5B |
| Capital ratio | 9.66% (stronger) | 8.52% |
| Problem loans | 0.37% (stronger) | 0.70% |
| Net charge-offs | 0.20% (stronger) | 0.53% |
| Return on assets | 1.14% (stronger) | 0.35% |
| Loans ÷ deposits | 93.1% (stronger) | 100.4% |
| Uninsured deposits | 5.0% (stronger) | 17.1% |
| Offices | 21 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | 13.4% |
Directions Credit Union has the higher TellerScore (68 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Directions Credit Union leads on 7 and General Electric Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.