Side-by-side · Q2 2026 data
District #6 Federal Credit Union vs Alco Federal Credit Union
Credit union
District #6 Federal Credit Union
Hornell, New York · Under $100 million in assets
Metric by metric
| Measure | District #6 Federal Credit Union | Alco Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 83 (stronger) |
| Capital cushion | 25 | 87 (stronger) |
| Loan quality | 77 (stronger) | 68 |
| Earnings | 0 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 10th | 72nd |
| Total assets | $24.6M | $61.5M |
| Deposits / shares | $22.8M | $53.0M |
| Capital ratio | 7.46% | 13.74% (stronger) |
| Problem loans | 0.68% (stronger) | 0.95% |
| Net charge-offs | 1.39% | 0.21% (stronger) |
| Return on assets | -1.12% | 1.44% (stronger) |
| Loans ÷ deposits | 42.9% (stronger) | 61.5% |
| Uninsured deposits | 0.5% (stronger) | 1.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alco Federal Credit Union has the higher TellerScore (83 vs 51). On the 7 directional measures above (where higher or lower is clearly better), District #6 Federal Credit Union leads on 3 and Alco Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.