TellerScore

District #6 Federal Credit Union is a federal credit union headquartered in Hornell, New York, in business for about 90 years. At the end of Q2 2026 it reported $24.6M in total assets and $22.8M in member shares and deposits, with 1 office.

District #6 Federal Credit Union has a TellerScore of 51 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 238th. Funding & liquidity contributes the most (100/100, 43% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion25/100
Net worth ratio: 7.46%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.68%
Earnings0/100
Return on assets (annualized): -1.12%
Funding & liquidity100/100
Loans ÷ shares: 42.9% · 0.5% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (61 → 51), mostly because the earnings component weakened by 54 points.

TellerScore
505764Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202458
Q4 202462
Q1 202564
Q2 202561
Q3 202550
Q4 202556
Q1 202651
Q2 202651
Net worth ratio
7.00%7.82%8.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.22%
Q3 20248.25%
Q4 20248.44%
Q1 20258.35%
Q2 20258.46%
Q3 20258.63%
Q4 20258.17%
Q1 20267.73%
Q2 20267.46%
Delinquent loans (60+ days)
0.49%1.41%2.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.49%
Q3 20240.79%
Q4 20240.68%
Q1 20250.82%
Q2 20251.15%
Q3 20252.33%
Q4 20251.10%
Q1 20260.80%
Q2 20260.68%
Return on assets
-2.10%-0.60%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.03%
Q3 20240.19%
Q4 20240.50%
Q1 20250.91%
Q2 20250.84%
Q3 20250.81%
Q4 20250.35%
Q1 2026-2.10%
Q2 2026-1.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$24.6M7.46%0.68%-1.12%42.9%
Q1 202651$24.7M7.73%0.80%-2.10%40.3%
Q4 202556$24.2M8.17%1.10%0.35%41.0%
Q3 202550$23.7M8.63%2.33%0.81%42.7%
Q2 202561$23.7M8.46%1.15%0.84%44.5%
Q1 202564$23.4M8.35%0.82%0.91%45.9%
Q4 202462$22.5M8.44%0.68%0.50%48.9%
Q3 202458$22.2M8.25%0.79%0.19%51.5%
Q2 202459$22.0M8.22%0.49%0.03%52.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.46%
3rd
Problem loans0.68%
51st
Net charge-offs1.39%
9th
Return on assets-1.12%
7th
Loans to deposits42.9%
74th
Uninsured deposits0.5%
58th
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

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Deposit insurance

Is my money safe at District #6 Federal Credit Union?

Yes. District #6 Federal Credit Union is a federally insured credit union (NCUA charter #1080). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.5% of shares and deposits ($121K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.46%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

District #6 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
District #6 Federal Credit Union
Type
Federal credit union
NCUA charter #
1080
RSSD ID
631477
Primary regulator
NCUA
Established
1936
Headquarters
107 Broadway, Hornell, NY 14843
Employees
5

Quick answers

District #6 Federal Credit Union: common questions

Is District #6 Federal Credit Union NCUA insured?

Yes. District #6 Federal Credit Union is a federally insured credit union (NCUA charter #1080). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is District #6 Federal Credit Union's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does District #6 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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